Mon - Fri 9:00 AM - 7:00 PM

Sterling Mortgage

Your Number 1 California Mortgage Lender.

Today's Mortgage Rates

Mortgage rates change daily based on the market. Here are today's mortgage rates.

30-Year Fixed Jumbo

(3.878% APR )

Enjoy a low, fixed monthly payment for the life of the loan, and avoid paying mortgage insurance when you put 20% down.

30 year fixed

(4.07% APR )

Save on interest compared to a 30-year fixed loan, and get a low, fixed monthly payment for the life of the loan.

5-Year ARM Jumbo

(3.06% APR )

Get our lowest rate available for the first five years of your mortgage. This is a great option if you plan to move or refinance within five years.

7-Year ARM Jumbo

(3.126% APR )

Get a lower initial rate than you would with a fixed-rate mortgage. This is a great option if you plan to move or refinance in the next seven years.

10/1 Jumbo Interest Only

(3.256% APR )

Take advantage of benefits available to military veterans, active-duty service members and eligible surviving spouses.


Unlike VA and FHA loans, conventional home loans are not backed by a federal agency. Borrowers with a stable job, income and good credit are great candidates for conventional home loans. Conventional loans have more flexibility and few restrictions.

VA Loan

VA loans do not always require a down payment and are made available to military veterans and active military members. VA loans are guaranteed by the Department of Veterans Affairs, so they do not require mortgage insurance. There's no minimum credit score requirement. Here at Sterling Mortgage Funding we can help you understand how a VA loan might be the best type of loan for your situation!

Have interest rates dropped since you purchased your home? If so refinancing could be a great option. You can save hundreds of dollars a month off your mortgage by dropping your interest rate bu even 1%!

Private Money

Do you need cash fast for your house flip? If so private money is the way to go. We closes as quick as 3 days and rates starting at 7.99%, a private money loan can help you finish your project fast! We can even loan up to 100%


Our team consists of mortgage brokers who have been in the business for years and are here to make sure all of your mortgage needs are taken care of!

For an exact rate quote please complete form

 We promise your details are secure with us.


"It was a real pleasure working with David & his staff not only were they just a phone call away but they constantly kept in touch with me or my husband. Being 1st time buyers we had many questions David & his staff were always available to answer them plus they walked us through the process & made it so much easier & stress free. I want to thank David & his staff for all they did to make this happen in such a quick time frame plus they made it pleasant for me & my husband. Thanks again!!!"

-Joe & Sally

Want more information? Contact us

We are here to assist. Contact us by phone, email or via our social media channels.